Terms of Use

insuretoday24.com is operated by BNW Services LLC (Vandalia, Missouri), a licensed independent insurance agency. Last updated June 2026.

By using this website, requesting a quote, or communicating with us, you agree to these Terms.

What this site is

This site provides general information about insurance products and lets you request quotes and contact a licensed agent. Information here is for general purposes only and is not insurance, legal, tax, or financial advice.

Quotes & coverage

AI assistant

Our website chat and phone line may be answered by an AI assistant ("Lucy") that can gather information and answer common questions. It is not a licensed agent and does not bind coverage; a licensed agent reviews and handles your coverage. You can ask to speak with a person at any time.

Third-party tools & links

We use carrier and partner quoting tools and may link to third-party sites. We are not responsible for their content, availability, or privacy practices; their terms apply to your use of them.

Acceptable use

Don't misuse the site, submit false information, attempt to disrupt it, or use it unlawfully.

No warranties & limitation of liability

The site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, BNW Services LLC is not liable for indirect or consequential damages arising from your use of the site. Nothing here limits any rights you have under your insurance policy or applicable law.

Governing law & contact

These Terms are governed by the laws of the State of Missouri. Questions: BNW Services LLC, Vandalia, MO — agent@insuretoday24.com · 816-747-6150.