Disclosures & Licensing

Last updated June 2026.

Who we are

InsureToday24 is a brand of BNW Services LLC, a licensed independent insurance agency based in Vandalia, Missouri. We represent multiple insurance carriers and shop coverage on your behalf.

Licensing

BNW Services LLC and its producer are licensed to sell insurance in Missouri, Kansas, and Nebraska. We can only offer and bind coverage in states and for lines where we and the carrier are properly licensed and appointed.

Lines of authority: Personal Lines · Life · Variable Life & Annuity · Credit · Travel · Property · Casualty · Crop.

Verify our licenses at the Missouri Department of Commerce & Insurance — Licensee Search or the NAIC State Based Systems lookup (search by NPN above).

Not advice; no guarantee of coverage

Information on this site is general and is not insurance, legal, tax, or financial advice. Quotes are estimates and are not an offer of insurance. No coverage is bound or changed until a carrier confirms it in writing. All coverage is subject to the terms, conditions, and exclusions of the actual policy and to carrier underwriting and approval.

AI assistant notice

Our website chat and phone calls may be handled by an AI assistant that gathers information and answers common questions. It is not a licensed agent and cannot bind coverage. A licensed agent reviews your information and handles your coverage. You may request a licensed human at any time.

Equal service

We serve all applicants fairly and do not unlawfully discriminate.

Contact & complaints

BNW Services LLC, Vandalia, MO · agent@insuretoday24.com · 📞 816-747-6150 · 📠 573-685-0135. You may also contact your state's Department of Insurance with questions or concerns.