Insurance in Coffeyville, KS: Local Risks, Economy & Coverage Guide
Licensed insurance agent, BNW Services LLC · 40 years in trucking & the trades
Here's the local picture for insurance in Coffeyville, Kansas — the real economic, weather, and property factors that shape your coverage, from a licensed local agent who shops 69+ carriers.
The Coffeyville economy & who needs coverage
Coffeyville's economy is supported by a mix of industries including oil refining, manufacturing, healthcare, and education, with several large employers contributing to the local workforce.
Weather & flood risk in Coffeyville
Coffeyville faces notable risks from severe weather, particularly hail and flooding.
Local facts that affect Coffeyville insurance
- As of the 2020 Census, the population of Coffeyville city, Kansas, was 8,826 residents. — Population data is crucial for assessing market size and demographic trends for insurance planning.
- Major employers in Coffeyville include Coffeyville Resources Refining & Marketing, LLC, John Deere Coffeyville Works, Coffeyville Regional Medical Center, Southeast Kansas Education Service Center (Greenbush), Coffeyville Community College, the City of Coffeyville, and Montgomery County. — Understanding major employers indicates economic stability and potential commercial insurance needs for businesses and employee-related coverages.
- The Coffeyville area has experienced 26 on-the-ground hail reports by trained spotters and 39 severe weather warnings in the past 12 months. Doppler radar detected hail on 120 occasions, with 10 occurring in the last year, indicating a significant risk of hail damage. — High frequency of hail events directly impacts property insurance (home, auto, commercial) due to increased risk of damage.
- Coffeyville experienced significant flooding in July 2007 when the Verdigris River overflowed, breaching a levee and impacting residential areas, businesses, and the Coffeyville Resources Refinery. — Historical flood events highlight the ongoing flood risk, necessitating comprehensive flood insurance coverage for properties in and around flood-prone areas.
What this means for your coverage
Coffeyville presents an insurance market with distinct needs driven by its weather risks and economic profile. The high incidence of hail and historical flooding from the Verdigris River suggests a strong demand for robust property and flood insurance policies. Furthermore, the presence of major employers in refining, manufacturing, and healthcare indicates opportunities for commercial insurance lines, including property, liability, and workers' compensation.
Get covered in Coffeyville
We're an independent agency — we compare 69+ carriers to fit Coffeyville's risks to your budget. See Coffeyville, KS insurance & get a quote → or call 573-594-5148.
Sources: census.gov · coffeyville.com · interactivehailmaps.com · earthobservatory.nasa.gov